If you’ve been on the hunt for a comforting, crowd-pleasing appetizer that’s bursting with flavor and creamy goodness, then this Chili Cheese Dip with Cream Cheese Recipe is exactly what you need. It combines smooth, rich cream cheese with hearty chili and a melty layer of Colby Jack cheese, creating an irresistible dip that’s perfect for game days, parties, or cozy nights in. Each bite brings a delightful mix of spicy, cheesy, and tangy notes, making it one of those dishes that disappears faster than you can say “pass the chips!”

Ingredients You’ll Need
This Chili Cheese Dip with Cream Cheese Recipe requires just a handful of simple, easy-to-find ingredients that each play a vital role in creating its exceptional flavor and texture. From the creamy base to the spicy chili and melty cheese topping, every component makes this dip unforgettable.
- 8 ounces cream cheese (softened): This is the rich, creamy foundation that gives the dip its smooth texture and mild tang.
- 15 ounces chili with no beans: Provides the hearty, spicy flavor without overpowering the cheese, keeping the dip thick and luscious.
- 1 cup shredded Colby Jack cheese: Adds a beautiful melty, gooey layer that also brings a mild, buttery taste.
- Chopped cilantro: A fresh, herbal touch perfect for brightening up the dip at the end.
- Diced tomatoes: Adds a burst of juicy texture and a touch of sweetness to balance the spice.
- Sliced jalapeños: For those who love a little extra heat and crunch in every bite.
- Tortilla chips (or corn chips): The perfect crunchy vessel for scooping up all that cheesy chili goodness.
How to Make Chili Cheese Dip with Cream Cheese Recipe
Step 1: Preheat the Oven
Start by preheating your oven to 375°F (190°C). This will ensure that it’s hot and ready for baking the dip to bubbly perfection right when you put it in.
Step 2: Spread the Cream Cheese
Next, spread the softened cream cheese evenly across the bottom of an oven-safe dish or cast iron skillet. This layer acts as the creamy base that balances the robust chili flavor and keeps everything deliciously smooth.
Step 3: Add the Chili Layer
Pour the chili with no beans over the cream cheese layer, spreading it out evenly. The chili brings a hearty, spicy kick to the dip and works beautifully as the mid-layer between the creamy base and the cheesy topping.
Step 4: Sprinkle the Cheese
Now it’s time to sprinkle the shredded Colby Jack cheese evenly over the chili. This cheese melts into a golden, gooey layer that makes every bite indulgently rich and satisfying.
Step 5: Bake the Dip
Bake the dip for 12-15 minutes, or until the cheese is melted and bubbly. The oven’s warmth melds all the flavors together, creating the perfect texture and an irresistible aroma.
Step 6: Add the Final Touches
Once baked, remove the dip from the oven and let it cool for a few minutes. Then, add optional toppings like chopped cilantro, diced tomatoes, or sliced jalapeños. These fresh garnishes elevate the flavors and add a splash of color.
Step 7: Serve and Enjoy
Serve your warm Chili Cheese Dip with Cream Cheese Recipe alongside plenty of tortilla or corn chips. Get ready for some serious dip-devouring fun!
How to Serve Chili Cheese Dip with Cream Cheese Recipe

Garnishes
Adding fresh garnishes like chopped cilantro, diced tomatoes, and sliced jalapeños is an easy way to brighten the flavors and give your dip a vibrant, festive look. These toppings add a fresh crunch and a bit of heat that balances the creamy, cheesy base beautifully.
Side Dishes
This dip pairs wonderfully with simple side dishes like crunchy crudités, warm pretzels, or sliced bell peppers. All of these can be delightful companions to scoop up this rich, flavorful Chili Cheese Dip with Cream Cheese Recipe.
Creative Ways to Present
Try serving the dip in a rustic cast iron skillet for a cozy presentation, or portion it into individual ramekins for a fun party platter. You can even use hollowed-out bread bowls to offer a unique edible serving “vessel” that adds an extra layer of flavor and texture.
Make Ahead and Storage
Storing Leftovers
If you have any leftovers of this Chili Cheese Dip with Cream Cheese Recipe, store them in an airtight container in the refrigerator for up to three days. This keeps the flavors fresh and prevents the cheese from drying out.
Freezing
You can freeze the dip in a freezer-safe container for up to two months. When ready to enjoy, thaw it overnight in the fridge to maintain its creamy texture as much as possible.
Reheating
To reheat, place the dip in an oven-safe dish and warm it at 350°F (175°C) for about 10 minutes, or until heated through and bubbly. Stir it midway to help heat evenly and restore that fresh-baked quality.
FAQs
Can I use chili with beans in this recipe?
Absolutely! While the recipe calls for chili with no beans to keep the dip smooth and cohesive, using chili with beans will add texture and a heartier bite. Just be mindful that the beans may change the consistency slightly.
What’s the best cheese to use if I don’t have Colby Jack?
Mild cheddar or Monterey Jack are excellent substitutes. Both melt beautifully and provide a deliciously creamy, cheesy topping that complements the chili and cream cheese.
Is this recipe spicy?
The dip has a mild to moderate heat level depending on the chili you use. If you want more spice, adding sliced jalapeños as a topping or using a spicier chili will crank up the heat.
Can this dip be made on the stovetop?
While baking brings the best texture and bubbly cheese topping, you can make a stovetop version by layering and gently warming the ingredients in a skillet over low heat, stirring occasionally until the cheese melts.
What are some good alternatives to tortilla chips for dipping?
Try pita chips, sliced baguette, crunchy vegetable sticks like carrots or celery, or even warm soft pretzels. Each adds its own unique twist to enjoy this Chili Cheese Dip with Cream Cheese Recipe.
Final Thoughts
This Chili Cheese Dip with Cream Cheese Recipe is one of those dependable, delicious dishes that never fails to pull people together and bring joy to any gathering. It’s simple, quick, and so packed with flavor that once you try it, you’ll want to make it your go-to dip every time. So go ahead, grab those ingredients, and treat yourself and your friends to a cheesy, spicy delight that’s downright addictive!
Print
Chili Cheese Dip with Cream Cheese Recipe
- Prep Time: 5 minutes
- Cook Time: 15 minutes
- Total Time: 20 minutes
- Yield: 6 servings
- Category: Appetizer
- Method: Baking
- Cuisine: American
Description
This Chili Cheese Dip with Cream Cheese is a warm, gooey appetizer perfect for game days, parties, or casual gatherings. Featuring a creamy base of softened cream cheese layered with no-bean chili and melted Colby Jack cheese, it’s finished with optional fresh toppings like cilantro, tomatoes, and jalapeños for an added burst of flavor. Serve it alongside crispy tortilla or corn chips for an irresistible dip everyone will love.
Ingredients
Main Ingredients
- 8 ounces cream cheese (softened)
- 15 ounces chili with no beans
- 1 cup shredded Colby Jack cheese
Optional Toppings
- Chopped cilantro
- Diced tomatoes
- Sliced jalapeños
For Serving
- Tortilla chips (or corn chips)
Instructions
- Preheat the Oven. Preheat your oven to 375°F (190°C) to prepare for baking the dip.
- Spread Cream Cheese. Evenly spread the softened cream cheese across the bottom of an oven-safe dish or cast iron skillet, creating a smooth base layer for the dip.
- Add Chili Layer. Pour the chili over the cream cheese and spread it out evenly, ensuring full coverage of the base layer.
- Sprinkle Cheese. Generously sprinkle the shredded Colby Jack cheese over the chili layer for a rich, melty topping.
- Bake the Dip. Place the dish in the oven and bake for 12-15 minutes until the cheese is melted, bubbly, and slightly golden in spots.
- Cool and Add Toppings. Remove the dip from the oven and let it cool for a few minutes before adding optional toppings such as chopped cilantro, diced tomatoes, or sliced jalapeños to enhance flavor and presentation.
- Serve Warm. Serve the dip warm with tortilla chips or corn chips for dipping, and enjoy a crowd-pleasing appetizer.
Notes
- Use chili without beans for a smoother texture and classic chili cheese dip flavor.
- You can substitute Colby Jack cheese with cheddar or a Mexican cheese blend if preferred.
- Adjust the jalapeño quantity based on your spice tolerance.
- This dip can be prepared ahead and baked just before serving to save time.
- For a spicier kick, mix some hot sauce into the chili before layering.

